Financial Feast
Podcast

Personal Finance Simplified by Zach and Kevin

Listen now

Financial Feast Pod

About Us

Zach and Kevin are foodies, travelers, and personal financers.

After working in the industry for a number of years, they both saw a hole in how their clients approached money.

Wanting to help and educate more people, they started a podcast, blog, and YouTube Channel. Join them on Wednesdays as they talk all things Personal Finance, Career, and even food related.

Podcast Episodes

Financial Feast Pod

Podcast Episodes

Episode 54 - Entrepreneur Who Sold his Company for Millions!
Episode 54 - Entrepreneur Who Sold his ...
We talk with Jeremy Schneider, a Entrepreneur who sold his company for millions. We talk about the personal financ...
00:33:19
May 29, 2024
Episode 53 - Emergency Fund Essentials: Mastering Your Financial Safety Net
Episode 53 - Emergency Fund Essentials:...
Zach and Kevin talk all things Emergency Fund. How to maintain one, where to put it, why to have it, and much more...
00:21:05
April 10, 2024
Episode 52 - Financial Milestones by Decade of Life
Episode 52 - Financial Milestones by De...
Zach and Kevin talk through some financial milestones to keep in mind as you approach each decade of life. We offe...
00:22:27
April 03, 2024
Episode 51- Tax 101 Credits, Refunds, Tax Brackets and Free-filing - (Throwback)
Episode 51- Tax 101 Credits, Refunds, T...
We go to our archives for the first time to talk taxes. Right now many people are thinking about getting refunds f...
00:23:21
March 13, 2024
Episode 50 - She had 1 Million Dollars of Debt and Paid it off! - with Naseema McElroy
Episode 50 - She had 1 Million Dollars ...
We talk with Special Guest Naseema McElroy about how she accumulated 1 million dollars in debt and how she paid it...
00:27:44
March 06, 2024
Episode 49 - Tips for Mastering a Budget
Episode 49 - Tips for Mastering a Budge...
Zach and Kevin talk spending plans, what a good one is, and what a good one is not. We talk some different sites t...
00:28:42
February 28, 2024
Episode 48 - Investing with Paul Merriman
Episode 48 - Investing with Paul Merrim...
Zach and Kevin talk to Paul Merriman, host of the number 1 voted money podcast (Sound Investing) by money magazine...
01:11:14
February 21, 2024
Episode 47 - Navigating Major Purchases
Episode 47 - Navigating Major Purchases
Zach and Kevin talk major purchases and offer three things you need to think about before spending on a major purc...
00:25:19
February 07, 2024
Episode 46 - Career Segment with a State Representative Canidate Ft - Rose Lounsbury
Episode 46 - Career Segment with a Stat...
Zach and Kevin talk to a State Representative candidate in Ohio about what does a State Representative do? How doe...
00:28:45
January 31, 2024
Episode 45 - Smart Savings Goal Strategies
Episode 45 - Smart Savings Goal Strateg...
Zach and Kevin talk smart savings goals, what they look like and how you can achieve them. --- Support this pod...
00:12:44
January 24, 2024
Episode 44- Marketing and Its Impact You
Episode 44- Marketing and Its Impact Yo...
Perhaps our favorite episode we have done yet. We talk about 12 marketing and hidden tactics that most people aren...
00:23:03
January 17, 2024
Episode 43 - 6 Money New Years Resolutions and How to Keep Them
Episode 43 - 6 Money New Years Resoluti...
Zach and Kevin talk through 6 money New Years resolutions that are simple but will add great value to your year fi...
00:20:03
January 10, 2024
Episode 42- Year in review/Looking ahead
Episode 42- Year in review/Looking ahea...
Zach and Kevin reflect on the previous year, share some statistics on the podcast, and talk about what is to come ...
00:09:52
December 27, 2023
Episode 41 - How to Invest in Yourself
Episode 41 - How to Invest in Yourself
Zach and Kevin talk about investing in yourself and how to leverage your personal investment into financial gain. ...
00:19:16
December 20, 2023
Episode 40 - Navigating Mindsets: Rich vs. Poor Perspectives on Wealth
Episode 40 - Navigating Mindsets: Rich ...
Zach and Kevin talk about the rich person mindset vs poor person mindset and how you can think like a rich person ...
00:18:36
December 13, 2023
Thanksgiving Meal Shopping Comparison!
Thanksgiving Meal Shopping Comparison!
We went to 4 different stores and compared prices for a Thanksgiving meal for a family of four. The price differen...
00:02:43
November 16, 2023
Episode 38 - Mastering Passive Income for Financial Freedom
Episode 38 - Mastering Passive Income f...
Zach and Kevin talk passive income, what it is and how to get started making income passively. We walk through thi...
00:16:43
November 08, 2023
Episode 37 - Cash back vs Travel Rewards Credit Card Comparison
Episode 37 - Cash back vs Travel Reward...
Zach and Kevin talk about the comparison between cash back and travel rewards and the math behind which is better....
00:17:43
November 01, 2023
Episode 36- The Five Best Travel Reward Cards Right Now!
Episode 36- The Five Best Travel Reward...
Zach and Kevin talk about the 5 current best travel cards and what sets each one apart. We dive into the pros and ...
00:18:08
October 25, 2023
Episode 35 - 4 Cash Back Credit Cards We Love
Episode 35 - 4 Cash Back Credit Cards W...
Zach and Kevin go into our 4 cash back credit cards out right now. We also explain some statistics and facts about...
00:16:19
October 18, 2023
Episode 34- 7 Strategies to a Great Job Without a Degree
Episode 34- 7 Strategies to a Great Job...
Zach and Kevin talk about the new trends and analytics of why younger people are choosing not to go to college. We...
00:16:01
October 11, 2023
Episode 33 - 401K's! Comparing the Options
Episode 33 - 401K's! Comparing the Opti...
Zach and Kevin go over how a 401K works and compare and contrast the differences between a Roth and Traditional 40...
00:13:14
October 04, 2023
Episode 32 - Is a Roth or a Traditional IRA Right for You?
Episode 32 - Is a Roth or a Traditional...
Zach and Kevin talk about Investment Retirement Accounts and compare and contrast each one. We dive into the Pros ...
00:16:11
September 27, 2023
Episode 31 -7 Ways to Increase Your Wealth in Your 20s and 30s
Episode 31 -7 Ways to Increase Your Wea...
Zach and Kevin talk 7 different ways and a bonus way to increase your wealth in your 20s and 30s. We talk dollar c...
00:21:00
September 20, 2023
Episode 30 - Calculating Your Retirement Needs
Episode 30 - Calculating Your Retiremen...
Zach and Kevin talk about how to find out how much money you need for retirement. We give 3 strategies and also 6 ...
00:17:05
September 13, 2023
Episode 29 - Financial Priorities for Your 20s and 30s
Episode 29 - Financial Priorities for Y...
In this episode, we dive into the essential steps to establish a solid financial base in your 20s and 30s. We disc...
00:18:27
September 06, 2023
Episode 28 - Strategies for Identifying Rental Property Deals in Real Estate Ft. Nate Meharg
Episode 28 - Strategies for Identifying...
Join us as we meet with special guest Nate Meharg as he talks about how he achieved Financial Independence through...
00:37:20
August 09, 2023
Episode 27 - 7 Ways To Save Money on Vacation Housing
Episode 27 - 7 Ways To Save Money on Va...
Zach and Kevin talk 7 different ways to save money on vacation housing. A few of these methods would be considered...
00:19:07
July 26, 2023
Episode 26 - 7 Essential Money Saving Tips For Vacation Travel
Episode 26 - 7 Essential Money Saving T...
Zach and Kevin talk 7 creative ways to save money on traveling! --- Support this podcast: https://podcasters.sp...
00:19:59
July 19, 2023
Episode 25 - The Easiest and Most Effective Way to Invest - Ft. Chris Pederson
Episode 25 - The Easiest and Most Effec...
Zach and I talk to Chris Pederson, the head researcher at the Merriman Foundation and Author of, Two Funds For Lif...
00:42:46
July 12, 2023
Episode 24 - 5 Ways Your Food Cost Can Impact Your Financial Independence
Episode 24 - 5 Ways Your Food Cost Can ...
Did you know that the average American family of four spends over $1,200 a month for food (both groceries and eati...
00:27:58
June 28, 2023
Episode 23 - Career Insights: With a Current MLB Yankees Pitcher
Episode 23 - Career Insights: With a Cu...
Our first career segment! In this we talk to a current New York Yankees Pitcher about how he got into the Major Le...
00:35:12
June 21, 2023
Episode 22 - 5 Reasons to Not Pay Extra on Your House!
Episode 22 - 5 Reasons to Not Pay Extra...
Zach and Kevin talk about 5 things you need to do before considering that extra house payment and why it may not m...
00:22:40
June 14, 2023
Episode 21 - How Much House Can I Afford?
Episode 21 - How Much House Can I Affor...
Zach and Kevin talk about the different modes of determining how much house you can afford. We also go over hidden...
00:34:01
June 07, 2023
Episode 20 - FI continued: Index Funds vs Mutual Funds
Episode 20 - FI continued: Index Funds ...
Zach and Kevin talk Index Funds what they are, the different categories, and compare them with their Mutual Fund C...
00:25:57
May 29, 2023
Episode 19 - Financial Independence - What goes into it?
Episode 19 - Financial Independence - W...
Zach and Kevin talk financial independence, what it is and more importantly what it isnt. They talk about strategi...
00:37:05
May 15, 2023
Episode 18 - Pros and Cons of Credit Cards
Episode 18 - Pros and Cons of Credit Ca...
Zach and Kevin talk through the pros and cons of credit cards and what you need to think through before you get on...
00:21:33
May 08, 2023
Episode 17 - How The New Mortgage Laws Actually Work
Episode 17 - How The New Mortgage Laws ...
We have our first guest on, Jon Washburn, an experienced loan officer to discuss what the new rule changes actuall...
00:41:10
May 01, 2023
Episode 16 - Your Credit Score: How does it work?
Episode 16 - Your Credit Score: How doe...
Zach and Kevin Talk about how the FICO Credit Score is calculated and what goes into a credit score. We also talk ...
00:28:09
April 24, 2023
Episode 15 - The Pros of Renting or Buying a home
Episode 15 - The Pros of Renting or Buy...
Many people have pre-conceived notions about buying or renting a home already, but Zach and Kevin go over the Pros...
00:32:38
April 17, 2023
Episode 14 - Rebalancing, Cash, and Alternative Investments
Episode 14 - Rebalancing, Cash, and Alt...
Zach and Kevin talk about the importance of rebalancing your investment portfolio; and talk about some alternative...
00:34:10
April 10, 2023
Episode 13 - What Makes a Diversified Investment Portfolio?
Episode 13 - What Makes a Diversified I...
Zach and Kevin talk through 5 important steps in having a well-diversified portfolio: 1. Understanding your risk...
00:26:59
April 03, 2023
Episode 12 - The Stock Market: A Beginners Guide to Investment - Part 2
Episode 12 - The Stock Market: A Beginn...
Zach and Kevin talk about investing in the market, how to open a brokerage/retirement account, how much to fund, a...
00:32:31
March 27, 2023
Episode 11 - The Stock Market: A Beginners Guide to Investment - Part 1
Episode 11 - The Stock Market: A Beginn...
Zach and Kevin talk about the basics of the stock market, including what it is, how to use it, and a brief history...
00:29:40
March 20, 2023
Episode 10 - The Psychology of Money and Financial Literacy
Episode 10 - The Psychology of Money an...
Zach and Kevin talk about the Psychology of money, and offer ten different areas to improve your financial literac...
00:22:43
March 13, 2023
Episode 9 - Five areas to put your savings you may not have thought of.
Episode 9 - Five areas to put your savi...
Zach and Kevin talk about HYSA (High Yield Savings Accounts) , CD's, Bonds, TIPS, I-Bonds, and the pros and cons o...
00:23:20
March 06, 2023
Episode 8 - Inflation: What is it and how can I combat it?
Episode 8 - Inflation: What is it and h...
Zach and Kevin talk about what inflation is, go over the steep increase over the years and why it increased. Then ...
00:31:34
February 27, 2023
Episode 7 - Tax 101: Credits, Refunds, Tax Brackets, and Free-Filing
Episode 7 - Tax 101: Credits, Refunds, ...
Zach and Kevin talk about 4 things you need to know and think about before you file taxes, how tax brackets actual...
00:23:21
February 20, 2023
Episode 6 - The Importance of Budgeting and Tips for a Solid Budget
Episode 6 - The Importance of Budgeting...
Zach and Kevin discuss the different types of budgeting and offer tips to know before you make a budget, and trick...
00:17:58
February 13, 2023
Episode 5 - Post Retirement - What happens after I retire?
Episode 5 - Post Retirement - What happ...
Congratulations! You have retired officially, but what now? Zach and Kevin talk about things to think about post-r...
00:11:06
February 06, 2023
Episode 4 - How to Retire and the Retirement Process
Episode 4 - How to Retire and the Retir...
Zach and Kevin talk about how to go about the retirement process, 401ks, IRA's and passive income ideas for after ...
00:21:44
January 30, 2023
Episode 3 - When Should I Retire?
Episode 3 - When Should I Retire?
Zach and Kevin talk about 7 things you need to think about before you retire.  Be sure to visit www.financial...
00:22:09
January 23, 2023
Episode 2 - Misconceptions about retirement and why to think about retirement
Episode 2 - Misconceptions about retire...
In part 1 of our Retirement miniseries, Zach and Kevin talk about common misconceptions about retirement and why t...
00:19:35
January 16, 2023
Episode 1 - Introduction
Episode 1 - Introduction
Zach and Kevin (Kj) introduce themselves and talk of what's to come. be sure to visit www.financialfeastpod.com fo...
00:07:26
January 09, 2023

Financial Feast Pod

Blog

Down Payment

Down Payment

by | Jul 29, 2024

What is a down payment?A down payment is simply a large sum of cash paid upfront on a larger purchase, where the remaining cost will be financed.What can I use a down payment on?There are two typical purchases where a down payment is usually found:...

read more

Menu

Home

Podcast

Blog

Social

Contact Us