Financial Feast
Podcast

Personal Finance Simplified by Zach and Kevin

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Financial Feast Pod

About Us

Zach and Kevin are foodies, travelers, and personal financers.

After working in the industry for a number of years, they both saw a hole in how their clients approached money.

Wanting to help and educate more people, they started a podcast, blog, and YouTube Channel. Join them on Wednesdays as they talk all things Personal Finance, Career, and even food related.

Podcast Episodes

Financial Feast Pod

Podcast Episodes

Episode 54 - Entrepreneur Who Sold his Company for Millions!
Episode 54 - Entrepreneur Who Sold his ...
We talk with Jeremy Schneider, a Entrepreneur who sold his company for millions. We talk about the personal financ...
00:33:19
May 29, 2024
Episode 53 - Emergency Fund Essentials: Mastering Your Financial Safety Net
Episode 53 - Emergency Fund Essentials:...
Zach and Kevin talk all things Emergency Fund. How to maintain one, where to put it, why to have it, and much more...
00:21:05
April 10, 2024
Episode 52 - Financial Milestones by Decade of Life
Episode 52 - Financial Milestones by De...
Zach and Kevin talk through some financial milestones to keep in mind as you approach each decade of life. We offe...
00:22:27
April 03, 2024
Episode 51- Tax 101 Credits, Refunds, Tax Brackets and Free-filing - (Throwback)
Episode 51- Tax 101 Credits, Refunds, T...
We go to our archives for the first time to talk taxes. Right now many people are thinking about getting refunds f...
00:23:21
March 13, 2024
Episode 50 - She had 1 Million Dollars of Debt and Paid it off! - with Naseema McElroy
Episode 50 - She had 1 Million Dollars ...
We talk with Special Guest Naseema McElroy about how she accumulated 1 million dollars in debt and how she paid it...
00:27:44
March 06, 2024
Episode 49 - Tips for Mastering a Budget
Episode 49 - Tips for Mastering a Budge...
Zach and Kevin talk spending plans, what a good one is, and what a good one is not. We talk some different sites t...
00:28:42
February 28, 2024
Episode 48 - Investing with Paul Merriman
Episode 48 - Investing with Paul Merrim...
Zach and Kevin talk to Paul Merriman, host of the number 1 voted money podcast (Sound Investing) by money magazine...
01:11:14
February 21, 2024
Episode 47 - Navigating Major Purchases
Episode 47 - Navigating Major Purchases
Zach and Kevin talk major purchases and offer three things you need to think about before spending on a major purc...
00:25:19
February 07, 2024
Episode 46 - Career Segment with a State Representative Canidate Ft - Rose Lounsbury
Episode 46 - Career Segment with a Stat...
Zach and Kevin talk to a State Representative candidate in Ohio about what does a State Representative do? How doe...
00:28:45
January 31, 2024
Episode 45 - Smart Savings Goal Strategies
Episode 45 - Smart Savings Goal Strateg...
Zach and Kevin talk smart savings goals, what they look like and how you can achieve them.
00:12:44
January 24, 2024
Episode 44- Marketing and Its Impact You
Episode 44- Marketing and Its Impact Yo...
Perhaps our favorite episode we have done yet. We talk about 12 marketing and hidden tactics that most people aren...
00:23:03
January 17, 2024
Episode 43 - 6 Money New Years Resolutions and How to Keep Them
Episode 43 - 6 Money New Years Resoluti...
Zach and Kevin talk through 6 money New Years resolutions that are simple but will add great value to your year fi...
00:20:03
January 10, 2024
Episode 42- Year in review/Looking ahead
Episode 42- Year in review/Looking ahea...
Zach and Kevin reflect on the previous year, share some statistics on the podcast, and talk about what is to come ...
00:09:52
December 27, 2023
Episode 41 - How to Invest in Yourself
Episode 41 - How to Invest in Yourself
Zach and Kevin talk about investing in yourself and how to leverage your personal investment into financial gain.
00:19:16
December 20, 2023
Episode 40 - Navigating Mindsets: Rich vs. Poor Perspectives on Wealth
Episode 40 - Navigating Mindsets: Rich ...
Zach and Kevin talk about the rich person mindset vs poor person mindset and how you can think like a rich person ...
00:18:36
December 13, 2023
Thanksgiving Meal Shopping Comparison!
Thanksgiving Meal Shopping Comparison!
We went to 4 different stores and compared prices for a Thanksgiving meal for a family of four. The price differen...
00:02:43
November 16, 2023
Episode 38 - Mastering Passive Income for Financial Freedom
Episode 38 - Mastering Passive Income f...
Zach and Kevin talk passive income, what it is and how to get started making income passively. We walk through thi...
00:16:43
November 08, 2023
Episode 37 - Cash back vs Travel Rewards Credit Card Comparison
Episode 37 - Cash back vs Travel Reward...
Zach and Kevin talk about the comparison between cash back and travel rewards and the math behind which is better....
00:17:43
November 01, 2023
Episode 36- The Five Best Travel Reward Cards Right Now!
Episode 36- The Five Best Travel Reward...
Zach and Kevin talk about the 5 current best travel cards and what sets each one apart. We dive into the pros and ...
00:18:08
October 25, 2023
Episode 35 - 4 Cash Back Credit Cards We Love
Episode 35 - 4 Cash Back Credit Cards W...
Zach and Kevin go into our 4 cash back credit cards out right now. We also explain some statistics and facts about...
00:16:19
October 18, 2023
Episode 34- 7 Strategies to a Great Job Without a Degree
Episode 34- 7 Strategies to a Great Job...
Zach and Kevin talk about the new trends and analytics of why younger people are choosing not to go to college. We...
00:16:01
October 11, 2023
Episode 33 - 401K's! Comparing the Options
Episode 33 - 401K's! Comparing the Opti...
Zach and Kevin go over how a 401K works and compare and contrast the differences between a Roth and Traditional 40...
00:13:14
October 04, 2023
Episode 32 - Is a Roth or a Traditional IRA Right for You?
Episode 32 - Is a Roth or a Traditional...
Zach and Kevin talk about Investment Retirement Accounts and compare and contrast each one. We dive into the Pros ...
00:16:11
September 27, 2023
Episode 31 -7 Ways to Increase Your Wealth in Your 20s and 30s
Episode 31 -7 Ways to Increase Your Wea...
Zach and Kevin talk 7 different ways and a bonus way to increase your wealth in your 20s and 30s. We talk dollar c...
00:21:00
September 20, 2023
Episode 30 - Calculating Your Retirement Needs
Episode 30 - Calculating Your Retiremen...
Zach and Kevin talk about how to find out how much money you need for retirement. We give 3 strategies and also 6 ...
00:17:05
September 13, 2023
Episode 29 - Financial Priorities for Your 20s and 30s
Episode 29 - Financial Priorities for Y...
In this episode, we dive into the essential steps to establish a solid financial base in your 20s and 30s. We disc...
00:18:27
September 06, 2023
Episode 28 - Strategies for Identifying Rental Property Deals in Real Estate Ft. Nate Meharg
Episode 28 - Strategies for Identifying...
Join us as we meet with special guest Nate Meharg as he talks about how he achieved Financial Independence through...
00:37:20
August 09, 2023
Episode 27 - 7 Ways To Save Money on Vacation Housing
Episode 27 - 7 Ways To Save Money on Va...
Zach and Kevin talk 7 different ways to save money on vacation housing. A few of these methods would be considered...
00:19:07
July 26, 2023
Episode 26 - 7 Essential Money Saving Tips For Vacation Travel
Episode 26 - 7 Essential Money Saving T...
Zach and Kevin talk 7 creative ways to save money on traveling!
00:19:59
July 19, 2023
Episode 25 - The Easiest and Most Effective Way to Invest - Ft. Chris Pederson
Episode 25 - The Easiest and Most Effec...
Zach and I talk to Chris Pederson, the head researcher at the Merriman Foundation and Author of, Two Funds For Lif...
00:42:46
July 12, 2023
Episode 24 - 5 Ways Your Food Cost Can Impact Your Financial Independence
Episode 24 - 5 Ways Your Food Cost Can ...
Did you know that the average American family of four spends over $1,200 a month for food (both groceries and eati...
00:27:58
June 28, 2023
Episode 23 - Career Insights: With a Current MLB Yankees Pitcher
Episode 23 - Career Insights: With a Cu...
Our first career segment! In this we talk to a current New York Yankees Pitcher about how he got into the Major Le...
00:35:12
June 21, 2023
Episode 22 - 5 Reasons to Not Pay Extra on Your House!
Episode 22 - 5 Reasons to Not Pay Extra...
Zach and Kevin talk about 5 things you need to do before considering that extra house payment and why it may not m...
00:22:40
June 14, 2023
Episode 21 - How Much House Can I Afford?
Episode 21 - How Much House Can I Affor...
Zach and Kevin talk about the different modes of determining how much house you can afford. We also go over hidden...
00:34:01
June 07, 2023
Episode 20 - FI continued: Index Funds vs Mutual Funds
Episode 20 - FI continued: Index Funds ...
Zach and Kevin talk Index Funds what they are, the different categories, and compare them with their Mutual Fund C...
00:25:57
May 29, 2023
Episode 19 - Financial Independence - What goes into it?
Episode 19 - Financial Independence - W...
Zach and Kevin talk financial independence, what it is and more importantly what it isnt. They talk about strategi...
00:37:05
May 15, 2023
Episode 18 - Pros and Cons of Credit Cards
Episode 18 - Pros and Cons of Credit Ca...
Zach and Kevin talk through the pros and cons of credit cards and what you need to think through before you get on...
00:21:33
May 08, 2023
Episode 17 - How The New Mortgage Laws Actually Work
Episode 17 - How The New Mortgage Laws ...
We have our first guest on, Jon Washburn, an experienced loan officer to discuss what the new rule changes actuall...
00:41:10
May 01, 2023
Episode 16 - Your Credit Score: How does it work?
Episode 16 - Your Credit Score: How doe...
Zach and Kevin Talk about how the FICO Credit Score is calculated and what goes into a credit score. We also talk ...
00:28:09
April 24, 2023
Episode 15 - The Pros of Renting or Buying a home
Episode 15 - The Pros of Renting or Buy...
Many people have pre-conceived notions about buying or renting a home already, but Zach and Kevin go over the Pros...
00:32:38
April 17, 2023
Episode 14 - Rebalancing, Cash, and Alternative Investments
Episode 14 - Rebalancing, Cash, and Alt...
Zach and Kevin talk about the importance of rebalancing your investment portfolio; and talk about some alternative...
00:34:10
April 10, 2023
Episode 13 - What Makes a Diversified Investment Portfolio?
Episode 13 - What Makes a Diversified I...
Zach and Kevin talk through 5 important steps in having a well-diversified portfolio: 1. Understanding your risk...
00:26:59
April 03, 2023
Episode 12 - The Stock Market: A Beginners Guide to Investment - Part 2
Episode 12 - The Stock Market: A Beginn...
Zach and Kevin talk about investing in the market, how to open a brokerage/retirement account, how much to fund, a...
00:32:31
March 27, 2023
Episode 11 - The Stock Market: A Beginners Guide to Investment - Part 1
Episode 11 - The Stock Market: A Beginn...
Zach and Kevin talk about the basics of the stock market, including what it is, how to use it, and a brief history...
00:29:40
March 20, 2023
Episode 10 - The Psychology of Money and Financial Literacy
Episode 10 - The Psychology of Money an...
Zach and Kevin talk about the Psychology of money, and offer ten different areas to improve your financial literac...
00:22:43
March 13, 2023
Episode 9 - Five areas to put your savings you may not have thought of.
Episode 9 - Five areas to put your savi...
Zach and Kevin talk about HYSA (High Yield Savings Accounts) , CD's, Bonds, TIPS, I-Bonds, and the pros and cons o...
00:23:20
March 06, 2023
Episode 8 - Inflation: What is it and how can I combat it?
Episode 8 - Inflation: What is it and h...
Zach and Kevin talk about what inflation is, go over the steep increase over the years and why it increased. Then ...
00:31:34
February 27, 2023
Episode 7 - Tax 101: Credits, Refunds, Tax Brackets, and Free-Filing
Episode 7 - Tax 101: Credits, Refunds, ...
Zach and Kevin talk about 4 things you need to know and think about before you file taxes, how tax brackets actual...
00:23:21
February 20, 2023
Episode 6 - The Importance of Budgeting and Tips for a Solid Budget
Episode 6 - The Importance of Budgeting...
Zach and Kevin discuss the different types of budgeting and offer tips to know before you make a budget, and trick...
00:17:58
February 13, 2023
Episode 5 - Post Retirement - What happens after I retire?
Episode 5 - Post Retirement - What happ...
Congratulations! You have retired officially, but what now? Zach and Kevin talk about things to think about post-r...
00:11:06
February 06, 2023
Episode 4 - How to Retire and the Retirement Process
Episode 4 - How to Retire and the Retir...
Zach and Kevin talk about how to go about the retirement process, 401ks, IRA's and passive income ideas for after ...
00:21:44
January 30, 2023
Episode 3 - When Should I Retire?
Episode 3 - When Should I Retire?
Zach and Kevin talk about 7 things you need to think about before you retire.  Be sure to visit www.financial...
00:22:09
January 23, 2023
Episode 2 - Misconceptions about retirement and why to think about retirement
Episode 2 - Misconceptions about retire...
In part 1 of our Retirement miniseries, Zach and Kevin talk about common misconceptions about retirement and why t...
00:19:35
January 16, 2023
Episode 1 - Introduction
Episode 1 - Introduction
Zach and Kevin (Kj) introduce themselves and talk of what's to come. be sure to visit www.financialfeastpod.com fo...
00:07:26
January 09, 2023

Financial Feast Pod

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Down Payment

Down Payment

by | Jul 29, 2024

What is a down payment?A down payment is simply a large sum of cash paid upfront on a larger purchase, where the remaining cost will be financed.What can I use a down payment on?There are two typical purchases where a down payment is usually found:...

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